Top Up Gap Cover with Car Insurance

Car
You may owe a certain amount on your financed vehicle but this does not mean that your car insurance cover will settle the outstanding balance in full if the vehicle is written off, stolen or lost through some other means.

Car insurance, and comprehensive cover in particular, is one of the best ways to financially protect yourself against damage or loss of your vehicle. It is mandatory for financed vehicles but this does not mean that car insurance will protect your completely when it comes to outstanding loans. Without top up cover, the insurance payout may be insufficient to settle the outstanding loan value if the car is stolen, hijacked or written off in an accident.

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Medical Gap Cover is a Necessity for Medical Aid Members

Medical

With the exorbitant cost of healthcare in South Africa, it is no surprise that most people cannot afford private care without medical aid. At one time South African consumers could rest assured that their medical aid cover will pay for all medical bills for essential services. However, this has been rapidly changing over the past few years. There days medical aid payouts will only cover part of the bills and members can find themselves out of pocket for thousands or even tens of thousands of rands in doctors’ bills.

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